Frequently Asked Questions


What types of business loans does Stryker Services offer?

Stryker Services offers a comprehensive suite of financing solutions, including equipment purchase loans, equipment cash-out refinancing, working capital loans, SBA-backed loans, and more, tailored to businesses across various industries.

What is equipment cash-out refinancing?

This option allows you to leverage the equity in equipment you already own to access working capital. It’s a great way to unlock funds without selling your assets.

Do I need perfect credit to qualify?

Not necessarily. While credit history is a factor, Stryker Services also considers business performance, cash flow, and collateral. We work with a range of credit profiles to help businesses secure funding.

How fast can I get approved and funded?

Many applications are reviewed within hours, and funding can often be completed within 1–3 business days, depending on the loan type and documentation provided.


What industries does Stryker Services work with?

We serve a wide range of industries and companies of all sizes, including construction, transportation, healthcare, manufacturing, logistics, and more. Don’t see your industry listed? Reach out today to see how Stryker can help.

What documents do I need to apply?

Typically, you’ll need basic business information, but depending on your loan, different information may be required. Our expert team will guide you through the exact requirements.

Can I finance used equipment?

Yes. Stryker Services can help you finance both new and used equipment, depending on the condition and value of the asset.

How do I get started?

Fill out the form on our website, and one of our financing experts will contact you—usually within a few hours—to discuss your options and next steps.

What are the minimum requirements to qualify for a business loan?

To qualify for most business financing options, your company typically needs to be at least one year old and generate a minimum of $250,000 in annual revenue. Meeting these benchmarks helps demonstrate financial stability and increases your chances of approval for equipment loans, working capital, or other funding solutions.

Loan eligibility is evaluated on a case-by-case basis, and minimum requirements may be waived for specific asset-backed financing options.

What people are saying.

  • "As a growing freight management company, we needed a financing solution that could do more than just consolidate debt—we needed capital to acquire another business and expand our operations. Stryker Services helped us secure a $4.7 million SBA 7(a) loan with a 25-year term and a competitive 6% interest rate, and they made the process seamless. Even during the pandemic, when many lenders were hesitant, Stryker recognized our consistent growth and helped us close the loan quickly. With no prepayment penalty and flexible terms, we’ve now improved our cash flow, streamlined operations, and positioned ourselves for long-term success. Thanks to Stryker’s expertise in SBA lending, we’re not just managing—we’re scaling. If you’re looking for a partner who understands complex financing and delivers results, I highly recommend Stryker Services."

    —Freight Management Firm

  • "Securing financing for farming construction projects isn’t easy—but Stryker Services made it happen. We needed $2.24 million to complete the expansion of our state-of-the-art cultivation facility in Michigan. Despite the challenges of navigating lending and delays caused by COVID, the Stryker team stayed committed and got the deal closed. Their expertise in financing and ability to work through complex transactions gave us the capital we needed to finish construction and scale our operations. With this expansion, we’re now positioned to increase revenue, serve more clients, and become a major player in the Michigan market. If you’re in the agriculture industry and need help with a complicated financing deal, I highly recommend reaching out to Stryker Services. They know the space and they deliver."

    — Michigan-Based Agriculture Operator

  • "We were growing fast and had more demand than we could handle—but we were limited by space. Our single facility couldn’t keep up, and backorders were piling up. We needed capital quickly to build a second warehouse on-site and expand our production. Stryker Services stepped in and delivered. They helped us secure a $2.4 million construction loan, and the entire process—from application to closing—was completed in just one month. Their team understood the urgency and the unique challenges of financing in Oklahoma, and they made it happen. Now, with our new facility up and running, we’ve doubled our production capacity, eliminated backorders, and are on track to double our revenue. Stryker Services was the partner we needed to take our business to the next level."

    — Oklahoma Farmer

Why Choose Stryker?

Over 10 Years of Experience

It is essential to choose the right partner, someone you can trust who has your best interests in mind. We have over seven years of experience funding projects for clients across all types of industries.

Over $200 Million Funded

Stryker has funded hundreds of projects and deals, including equipment financing, doctors' offices, restaurants, hospitals, manufacturing facilities, printing operations, apparel companies, and more.

300+ and Counting Funded Clients

Stryker works directly with clients to bridge the gap and provide your business with the working capital it needs.

Get FUNDED Today!

Fast, Flexible Business Funding from Stryker Services

Need funding to grow your business? Stryker Services has been helping companies of all sizes secure the capital they need for over a decade. Whether you're launching a new project, expanding operations, or managing cash flow, our experienced team is here to support your success.

With a simple application process and fast response times, getting started is easy. Fill out the short form below and share your business goals with us. One of our funding experts will reach out—usually within a few hours, and always within one business day.

Why Choose Stryker Services?

  • Over 10 years of experience funding businesses across industries

  • Personalized support from real experts

  • Quick approvals and flexible financing options

  • Trusted by business owners nationwide

Let’s take your business to the next level—starting NOW.